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| Short Term Payment Protection |
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| Long Term Payment Protection |
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| Payment Protection Life Insurance |
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| Payment Protection Critical Illness |
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Critical Illness Insurance is designed to pay out a lump sum benefit, free of income tax and capital gains tax, in the event that you are diagnosed with a serious or critical illness as defined by the insurance provider. The common critical illnesses covered include cancer, multiple sclerosis, kidney failure, stroke and heart attack.
When thinking about arranging critical Illness Life Insurance cover, you should try to estimate what your loss of income will be and what money you will need to compensate for the earning power which the illness deprives you of. It may be worth investigating roughly how much it would cost to make alterations to your home to accommodate you should you be unable for example to use stairs. Sufficient benefit to pay off the balance of your mortgage would provide enormous peace of mind should you become unable to earn and therefore continue to make mortgage repayments.
Critical illness insurance payments are made either monthly or annually. The premium you pay will define the amount you would receive in the event of a claim. The premium is also influenced by your general health at the time of taking out the policy as well as factors such as whether you smoke.
UKinsuranceNET provide advice on critical illness and Accident Illness Insurance. We are an independent Insurance Brokerage that deals regularly in Critical Illness policies.
If you have read this far then you have probably already decided that critical illness insurance is a good idea so why choose UKinsuranceNET?
UKinsuranceNET are specialist insurance brokers in Critical Illness Insurance. We deal with all of the major UK insurance companies and underwriters. We are not tied to any one insurer and so we are able to arrange cost effective protection for you without compromising quality. Speak to one of our highly experienced consultants today on 0844 875 55 55 or fill out our online quote request form and one of our advisors will contact you.